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Rich H

Enjoy Making Mortgage Financing Understandable and Easy

My three promises with every client I work with:

  1. I will always make myself available to you and call you back quickly
  2. I will always provide my best rates, terms and costs upfront
  3. I will always tell you the truth and respect your privacy

Testimonials

What my clients and colleagues have to say about me.

Rich and his entire team were fantastic. He was in constant communication with us updating us on every last detail of our loan process. He's extremely helpful, patient and super kind. Such a pleasant experience for something that can generally be a nightmare. We love you Rich!

Anna from Burbank

Rich is by far the most professional person I've ever worked with. He was always available and made the loan process extremely easy. Thank you so much Rich! I will forever refer you to anyone needing mortgage services. Thank you again my Friend

Jacek from Illinois

Very knowledgeable and lots of communication. Genuine, patient, caring and helpful! Made the whole process effortless! Thank you Richard! Will highly recommend! P.s. the first indication that we were going to like working with him is that he called me from his drive back while on vacation! Just amazing service and dedication!

Angela from Minooka

To say Richard was amazing to work with is an understatement. Not only did he help with every step of the process to make sure we went from pre qualified to preapproval to clear to close, he made sure I had the needed support of his team whenever I needed it. Thank you SO much! Richard and his team were on point. I cannot thank him enough for everything. Oooh, I cannot leave out the help from underwriting team, the hours they put into making sure clear to close when smooth.

Elizabeth from Winfield

Rich and his team were very responsive to our questions, comments and concerns. They were not only friendly, but patient and kind as we went through the process. And most of all, they secured for us the best mortgage rate we've ever seen. Huzzah!

David and Natalia from Crete

From the moment I got on the phone to apply for the loan with Richard he made me feel very comfortable. Till this day I will always say that the BEST experience I had purchasing my first property was with him and ONLY him. He took the time to answer all of my questions and I always felt GOOD. You will never find a caring person that really wants to help you. They always say that first impression counts and I tell you it is true. Thank you Richard for all you have done for me

Ernestina

Rich was very helpful. As a first time home buyer I had so many questions. Rich was able to answer all of them and then some. He is very easy to talk to. He certainly made the whole process so much easier then I ever thought it could be. Even at closing our attorney was praising how great he is because "He continues to help get the work done where as other lenders just vanish." We are so greatful to Rich for everything!

Rebekah from Joliet

I cannot say enough about Richard’s service and character. We trusted him 150%, which made the process much less stressful. He worked very hard for us, communicating with us and working on our behalf well outside normal business hours. He knows his stuff and everyone on his team could not have been nicer. Even our experienced attorney said this was the most efficient real estate experience he’s ever had. Love, love, love Richard and Cardinal! Customers for life!

Laura from Mt Prospect

My client was well informed and communication couldn’t have been better. Richard was able to smoothly guide this transaction with nothing but professionalism and kindness! His wealth of information made my client feel like they were making great decisions

Crystal

Rich is THE MAN. The only reason it was a good experience is because Rich was behind it all. You would assume processing a loan would be complicated and stressful, this was not the case. I understood the process due to Rich’s thorough explanation and constant communication. Anyone looking for a loan officer would be a fool to look elsewhere. Cardinal is lucky to have someone as professional and talented as Rich on their team. Thank you Rich, I consider you the best in the business, and a friend

Peter from Woodstock

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